Achieving your dreams through Equity Release

If the answer to either is yes or at least any children you have are happy for you to enjoy your retirement and are not worried about how much you leave them, equity release can help you achieve your dreams, whether that’s to ;-

• Buy a holiday home or a motorhome.
• Replace your car.
• Visit parts of the world which you have always dreamed of seeing.
• Make home improvements.
• Treat your family.

The choice is yours….

Retirement Cash Windfall ?

Regulated equity release plans come in many shapes and forms, (see types of equity release schemes) but the idea is basically the same.  With an equity release retirement plan you either take out a loan secured against your home (Lifetime mortgage) or you sign over part or all of your home's legal ownership (Home Reversion Plan), in exchange for a lump sum or an income for life.  In doing so you also get:

• A cast-iron right to live in your home for the rest of your life rent free.
• The reassurance that you and your family will never suffer from negative equity when the property is sold on last death or need to move into permanent Long Term Care.
• The ability to move to any other suitable property without penalty.

However equity release schemes may work out more expensive than other alternatives such as downsizing to a smaller property and may affect your eligibility for state benefits and grants.

“Equity Release” includes home reversions plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.

To find out more about how equity release could work for you click here or to check to see just how much you could raise click here. Alternatively complete our online enquiry form and one of our equity release consultants will call you back as soon as possible or call us on FREEPHONE 0800 970 4883 to discuss your requirements further.