With the growth of the internet, you may well be thinking that all you need to do is to read as much free information as possible and find the cheapest interest rate as possible and that therefore why use an independent.?
Well we believe Equity Release is an important decision and one , which will have a lifelong effect . No one scheme is the same and finding the right scheme not only for your immediate need s but which also takes into account possible future needs requires a considerable degree of technical knowledge not only of the plan details themselves but also of other factors such as the effect they can have on Social Security benefits. This is a view taken by the Financial Service Authority themselves, as they now de e m Equity Release to be a specialist field of financial planning and require advisers specialising in equit y release to have appropriate qualifications.
In short we feel we can help you and your family by:
- Providing you with this specialist knowledge and skills . - Our Principal has gained 8 years experience of arranging equity release schemes, including 2 years as a specialist with Norwich Union before establishing the Equity Release Centre. He is also licensed to advise on equity release by holding the appropriate specialist qualifications.
- Saving you time and your beneficiaries money - by researching the whole market and recommending only those schemes which most closely fit your needs and preferences. Also some of those providers who will deal direct, offer specialists like The Equity Release Centre the same deal but at a lower rate of interest, thus preserving more equity in your property for your later use or to leave as an inheritance.
- Being authorised to arrange such deals for you . - Due to the complexities and long term nature of such schemes , whilst you may be able to find out details about schemes on the internet, many providers are not willing to deal direct with clients and will only accept applications via a suitably qualified adviser such as ourselves.
- Unlike some other specialists, we believe in offering you a free no obligation home visit to discuss equity fully with all concerned, before proceeding . ( Some geogra p hical limitations may apply) . Should you prefer not to have a home visit or live in remote areas we can still advise over the phone or by post.
- Being Independent we offer impartial advice . The Equity Release Centre is independent and therefore doesn’t represen t just one company or even a handful of selected companies, and therefore you can be reassured that any advice received would be impartial.
Probably as a result of all of these factors, we have many happy clients who have taken the trouble to write to us to express their thanks for the time and trouble we took in helping them improve their lives. One such typical response was from Mrs M of Northamptonshire who wrote:
“ I would like to thank you again for the wonderful service you gave and the trouble you took to explain everything fully to me. Financial matters have always been a mystery to me but this time, thanks to your explanations, it was very clear. I will, most certainly, recommend your company to any friends who may be thinking of taking the Equity Release step.”
So if you would like to get impartial advice or would now like to arrange a home visit, please go to the Equity Release Enquiry Form, complete it as fully as possible and then submit it to us. We will then call you back as soon as possible.
“Equity release” includes home reversions plans and lifetime mortgages . To understand the features and risks ask for a personalised illustration.
