The
	equityRelease
		Centre

Protected Equity Release Scheme

Release equity and still guarantee any amount up to 50% of future value will be left for your family!

You may be considering equity release for the first time or re-visiting the idea as your retirement becomes increasingly more difficult to finance.

In either situation you may have already decided that equity release could represent a solution but you may be concerned about future house price increases, and therefore how much of your home's value would still be available for your own future care or inherited by your family when the property is sold. If this is the case there is now a solution:

Protected Lifetime Equity Release

Providing you, or in joint cases, both of you are over 60 you can now release a percentage of your home's value (based on age) to enjoy now and protect up to 50% of the future market value of your home which will be returned on sale of the property!

This scheme overcomes any concern you may have had about using up all of the equity in your property.

This guarantee, available on lifetime mortgage schemes, provides (up to 50%) - the same guarantee available under a 50% reversion scheme but overcomes some of the Reversion scheme’s drawbacks:

You do not sell the property’s legal ownership, leaving you or your family free to obtain the best possible sale price and therefore inheritance.
Available at the younger age of 60 as opposed to 65 under most Reversion schemes.

Protected Equity Release

This scheme available from a SHIP member has the same characteristics as all lifetime mortgage schemes, including the standard no negative equity guarantee but allows you to:

Choose to protect anything from 10- 50% of your home's future market value;

Release a percentage of the remaining balance to enjoy as a cash sum now;

Offers a fixed rate for life – avoiding any concerns about interest rates increasing and the debt therefore increasing.

So if you would like to find more about how this exciting new scheme can help improve your life and your children’s future complete our enquiry form and one of our experienced and fully qualified staff will call you back as soon as possible.

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

The equityRelease Centre
8a Richfield Avenue
Reading
Berkshire
RG1 8EQ
Tel: 0118 958 8810

e-mail:
enquiries@uk-equity-release-centre.co.uk

Principal:
Keith Hargraves

The equityRelease Centre is a trading style of Advice on Money which is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427.

The information contained in this web site is for general information only and is not financial, investment or tax advice. It is also subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. If you would like to discuss a particular issue or generally ask us how we can advise on your particular situation then please contact us.

For researching and arranging the best scheme for you, we will make a charge. This can be paid either by you as a fee, usually 2.5% charged on completion with any commission received from the lender refunded to you, or a combination of fee and commission, usually 1.5% fee charged on completion and 1% commission received from the provider.

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