The          
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Who are the Equity Release Centre?

We are independent advisers on Equity Release schemes. We do not offer our own scheme and, therefore, work impartially for you to find the best scheme for your own requirements.

We passionately believe in offering our clients independent equity release advice, in the comfort of your own home. Of course, should you prefer not to have a home visit, we would still be happy to advise you over the phone or by post.

Our Principal has had 9 years experience of arranging Equity Release schemes for clients working for Norwich Union before establishing an independent practice, so you can be assured that we understand your particular needs and concerns

To remain independent, to cover the time we spend with you, in researching the best scheme ,making recommendations, and should you decide to proceed, completing all the paperwork for you we do make a charge. Details on how we can be paid can be found within the footer of each page.

Why use us?

With the growth of the internet, you may well be thinking that all you need to do is to read as much free information as possible and find the cheapest interest rate possible and that therefore there is no need to use an independent advisor.

Well we believe Equity Release is an important decision and one, which will have a lifelong effect. No one scheme is the same and finding the right scheme not only for your immediate needs but which also takes into account possible future needs requires a considerable degree of technical knowledge not only of the plan details themselves but also of other factors such as the effect they can have on Social Security benefits. This is a view taken by the Financial Service Authority themselves, as they now deem Equity Release to be a specialist field of financial planning and require advisers specialising in equity release to have appropriate qualifications.

In short we feel we can help you and your family by:

  • Saving you time and your beneficiaries money- by researching the whole market and recommending only those schemes which most closely fit your needs and preferences. Also some of those providers who will deal direct, offer specialists like The Equity Release Centre the same deal but at a lower rate of interest, thus preserving more equity in your property for your later use or to leave as an inheritance.
  • Being authorised to arrange such deals for you . - Due to the complexities and long term nature of such schemes, whilst you may be able to find out details about schemes on the internet, many providers are not willing to deal direct with clients and will only accept applications via a suitably qualified adviser such as ourselves.
  • Unlike some of the other specialists, we believe in offering you a free no obligation home visit to discuss equity fully with all concerned, before proceeding. ( Some geographical limitations may apply) . Should you prefer not to have a home visit or live in remote areas we can still advise over the phone or by post.
  • Being Independent we offer impartial advice . The Equity Release Centre is independent and therefore doesn’t represent just one company or even a handful of selected companies, and therefore you can be reassured that any advice received would be impartial. Also unlike by going direct or to some other specialists, should you be willing and able to afford monthly repayments to avoid the debt building up, we can even arrange ordinary mortgages to release equity.

So if you would like to get impartial advice or would now like to arrange a home visit, please click on the enquiry form below, complete it as fully as possible and then submit it to us. We will then call you back as soon as possible.

What people say about us

 

Our grateful thanks for the help you gave us. The thoughtfulness and kindness were as much a part of it, as the expertise and professionalism you gave throughout.Mr & Mrs G of Reading

 

 


We will have no hesitation whatsoever recommending Equity Release Centre to anyone considering Equity Release. Your advice, help, patience and kindness are second to none . Mrs & Mrs G Scarborough.

 

 




I would like to thank you again for the wonderful service you gave and the trouble you took to explain everything fully to me.   Financial matters have always been a mystery to me but this time, thanks to your explanations, it was very clear.   I will, most certainly, recommend your company to any friends who may be thinking of taking the Equity Release step.” Mrs M of Northamptonshire

 

 

 
Request a free brochure here

 

“Equity release” includes home reversions plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.

  enquire  


 
 

The equityRelease Centre
8a Richfield Avenue
Reading
Berkshire
RG1 8EQ
Tel: 0118 958 8810 

 

e-mail:
enquiries@uk-equity-release-centre.co.uk

Principal:
Keith Hargraves

The equityRelease Centre is a trading style of Advice on Money which is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427.

The information contained in this web site is for general information only and is not financial, investment or tax advice. It is also subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. If you would like to discuss a particular issue or generally ask us how we can advise on your particular situation then please contact us.

For researching and arranging the best scheme for you, we will make a charge. This can be paid either by you as a fee, usually 2.5% charged on completion with any commission received from the lender refunded to you, or a combination of fee and commission, usually 1.5% fee charged on completion and 1% commission received from the provider.

Please read our Privacy Statement before sending any enquiry form or email to us.

 

 
(c) Copyright 2004 Equity Release Centre  website maintained by SES Ltd.