Equity Release

Welcome to the Equity Release Centre – one of the leading independent UK equity release advice companies, specialising in offering personal, face to face advice on all forms of equity release plans and schemes, including

  • Lifetime Mortgages
  • Home Reversion Plans
  • Interest Only Mortgages

Whywould you wish to consider an equity release plan? Perhaps you are retired, or will be shortly, your children have flown the nest, you now have a home you are happy with which has no mortgage on it or only a very small one, but there is still one thing you would like – more money to enjoy your retirement.

An Equity release scheme allows you to Release equity in your property, which could give you the financial boost that you are looking for.

Releasing Equity in your Home

That’s why more people are looking at equity release schemes, whether they be Lifetime mortgages, Home reversion plans or interest only mortgages, because equity release gives you the ability to safely release more money without having to move. If releasing equity in your home is something that you are considering - then please use the following menu, to browse our site and discover for yourself how modern equity release schemes either Lifetime Mortgages or Home Reversion Plans or even Interest Only Mortgages, can help you improve your life!

What would you like Equity Release to do for you?
Allow you to achieve your dreams Click here to find out more about Equity Release and how The Equity Release Centre can help you decide on the best scheme to suit your requirements
Help your family / children Click here to find out more about Equity Release and how The Equity Release Centre can help you decide on the best scheme to suit your requirements
Help to reduce your debts Click here to find out more about Equity Release and how The Equity Release Centre can help you decide on the best scheme to suit your requirements
Produce a larger income Click here to find out more about Equity Release and how The Equity Release Centre can help you decide on the best scheme to suit your requirements

FREE no obligation home consultation

Once you have discovered for yourself how safe modern equity release schemes are, including realising, perhaps  contrary to what you may have heard, you;-

Once you have discovered for yourself how safe modern equity release schemes are, including realising that you;-

  • DO NOT  have to sell your home (Lifetime Mortgages and Interest only Mortgages)
  • DO NOT  have to make monthly repayments ( Lifetime roll up Mortgages or Home Reversion Plans)
  • WILL ALWAYS be able to live in your property for the rest of your life
  • WILL NEVER create a debt for your children once the plan ends.

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Request your copy of our equity release brochure 		Equity release calculator
Use our equity release calculator to find out how much you could borrow

Equity release schemes, however, may work out to be more expensive than alternatives, such as downsizing to a smaller property, and may affect eligibility for state benefits and grants.

If you would rather not move, why not arrange for you own free no obligation home consultation with one of our experts. We have been offering impartial equity release advice for nearly 10 years and pride ourselves on only recommending equity release if it is suitable and after having fully discussed it with you face to face.

“Equity release” includes home reversions plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.

A helpful guide to terms used:

Lifetime mortgages

Lifetime Mortgages are equity release schemes where you obtain a loan secured against the value of your home, but where you do not normally have to make any monthly repayments. With this type of equity release plan, the interest charged is compounded on the amount borrowed and you only repay the loan plus accumulated interest when you die (or in joint cases - the last one of you dies) or sell the property. Under a lifetime mortgage, the property still remains yours - you do not sell any legal ownership.

Home Reversion Plans

With a Home Reversion Equityy Release Plan you release equity by selling part or all of your property’s legal ownership to a provider in return for either an immediate lump sum or income and a lifetime right to remain living in your property. With this style of equity release scheme, you can sell up to 100% of the value of your property but in return you will only receive a discounted sum of money.

Where would you like to go now?

Benefits of Equity Release Types of Equity Release How much can I release?
Safeguards Questions and answers How to make an enquiry
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The equityRelease Centre is a trading style of Advice on Money which is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427. The Equity Release Centre. 8a Richfield Avenue, Reading, Berkshire RG1 8EQ

For researching and arranging the best scheme for you, we will charge a fee on completion usually 1.5% of the amount released or facility arranged with a minimum of £795.

Please read our Privacy Statement before sending any enquiry form or email to us.

The UK Equity Release Center - Mortgage Calculator
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